Cliff Hall
Financial Advisor
Highly personalized service. Timely response to questions, phone calls and emails. Usually same day. Next day at latest. (During vacations – support will be arranged for prompt communication)
A comprehensive discussion about elements in a written financial plan: Including both defensive and offensive strategies, debt reduction and budgeting.
Help clients clarify what is truly important to them. Work together to find an approach that balances the financial needs of today with their future financial needs, and retirement.
To consistently deliver value. To first build a foundation of understanding before clients make specific financial decisions.
An emphasis of putting the needs and interests of the client first. All client information remains confidential.
Objective review of financial solutions available. Educate clients on the pros and cons of each option.
Annual Reviews and Updates to stay current with client's needs and changing circumstances.
Act as a sounding-board to help clients:
Take a disciplined approach, staying on track with their plan over time.
Manage their own emotions.
I welcome the opportunity to serve individuals, families, businesses, medical & professional practices, and farms.
I work with a team of specialists, business attorneys and CPA's to assist in more complex cases such as estate planning, informal business valuations, buy/sell agreement reviews, succession planning, and group benefits.
FOR INVESTMENTS:
Disciplined investment strategy designed to help clients work towards their financial goals.
Review and analysis of client's existing investments.
Open and comprehensive discussion with clients to Identify investment objectives and risk tolerances.
Asset allocation and diversification designed to fit client goals and risk profile. / Systematic Portfolio Rebalancing.
Incorporate regularly scheduled contributions when they can be made.
Retirement Distribution Strategies
Investment strategies for tax efficiency, and to help manage taxes in retirement.
IMPORTANT NOTE: If you're looking for a professional promising the best stock picks and performance, hot idea or market timing – I'm not your guy
